Big-ticket expenses are often part and parcel of the holiday season. This may be because many retailers have seasonal offers, making shopping more attractive. Thankfully, during this time, you can rely on the popular instrument known as the Bajaj Finserv EMI Network Card.
The card has numerous benefits that allow you to extract maximum value when shopping. For instance, it is now possible to get and as you can complete the purchase with your Bajaj Finserv EMI Network Card.
This is just one of the many benefits you can enjoy, but to do so, you must qualify for the card. Check out the eligibility terms to know if you make the cut and can successfully apply online for the Bajaj Finserv Card.
Eligibility Terms and Conditions to Qualify for the Bajaj Finserv EMI Network Card
You must meet specific eligibility criteria to apply online for the Bajaj Finserv Card. You can quickly get your card once you meet the criteria, which includes being an Indian citizen. Apart from that, here are the other eligibility criteria you must meet.
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Age
To qualify, you must be between the age group of 21 years and 60 years. Do note that you may only get approval for the Bajaj Finserv EMI Network Card if you meet these terms.
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Income Source
With a stable source of income, you can apply for the Bajaj Finserv EMI Network Card without any worries. Note that while there are no minimum income requirements, it helps if you have a high monthly income. Your chances of getting approval also increase if you have a stable job at a reputed organisation or are a government employee.
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Credit Score
To avail of the card, you must score 750 or above. This is a crucial eligibility criterion for getting the Bajaj Finserv EMI Network Card.
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Bank Account
An individual bank account in your name, whether a savings or current account, is a must for eligibility to apply. You can choose a savings account to repay the EMI if you own multiple bank accounts.
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Address and City
The final significant factor for being eligible is your residence and city. Several factors could depend on your city when applying for the Bajaj Finserv EMI Network Card. These include the income terms, as you may not qualify if you earn a low income in a metropolitan city.
Required Documents for the Application
Once you’ve checked the eligibility criteria, the next step is to gather the necessary documents. In the case of an offline application, you should know what identification proofs are required and submit them along with the application form.
If you’re applying online, make sure the scan copies of different identification documents are clear. Only then will your application be processed error-free. The following documents are essential to submit your application:
- PAN card
- Aadhaar card
- One cancelled cheque
- A duly signed EMS mandate
- Recent passport-size photographs
Steps to Apply for the Bajaj Finserv EMI Network Card Online
You can conveniently apply for a Bajaj Finserv EMI Network Card online from the comfort of your home. Following are the simple steps to apply online for first-time customers:
- Go to the ‘Apply Now’ link on the official website
- Confirm your eligibility and enter the required details
- Click on ‘Check Your Offer’ and assess your pre-approved offer, if any
- Enter the OTP
- Fill out the online form with accurate details
- Check your credit limit by clicking ‘Proceed.’
- Click ‘Proceed’ again to move on to the page
- Confirm your KYC information by choosing the relevant option
- Pay the required amount to activate your EMI Card
- Finalise the e-mandate by providing the required details
- Finish your application by clicking on ‘Submit.’
If you are an existing customer and want to get a Bajaj Finserv EMI Network Card, apply online after you check the eligibility terms to ensure a seamless process. After that, follow these steps:
- Log in to your account through the official website
- Click on ‘Check Your Offer’ to know your pre-approved offer
- Click on the link to begin the registration process
- Pay the annual fee and save the confirmation communication
The Bajaj Finserv EMI Network Card provides you with the freedom to shop for big-ticket lifestyle products without having to break the bank. The card comes with no additional costs, flexible tenures, a limit of about ₹2 Lakhs, over 1 Lakh partners, and over 1 million products, ultimately allowing you to get what you need.
Compare the different partners and deals online carefully before making any purchases, as it will give you an idea about the repayment tenures. The Bajaj Finserv EMI Network Card is a terrific way to meet your lifestyle aspirations, and you should use it smartly to keep your current and future financial well-being secure.
Also Read: It is All About Bajaj Finance Share Price in 2023
