Bajaj Housing Finance share price is a hot topic among investors in India’s thriving financial sector. As one of the country’s leading housing financing companies, Bajaj Housing financing’s path, from its initial public offering to its present market performance, provides useful insights for both retail and institutional investors.
Bajaj Housing Finance IPO: Highlights
The Bajaj Housing Finance IPO was quite a key event in India’s financial markets. The IPO included 93,71,42,848 equity shares with a face value of ₹10 each, totaling up to ₹6,560 crore. The Bajaj Housing Finance IPO was, thus, priced at ₹70 per share, with a minimum order size of 214 shares. The issue began on September 9, 2024, and ended on September 11, 2024. KFin Technologies Ltd functioned as the registrar and the shares were proposed for listing on both the BSE and NSE.
This IPO was expected to attract a wide spectrum of investors due to the Bajaj Group’s solid reputation and India’s substantial home finance industry expansion. The Bajaj Housing IPO was considered as a pretty significant opportunity for individuals looking to gain exposure to a well-managed, high-growth NBFC.
Current Trends and Performance of Bajaj Housing Finance
On July 7, 2025, Bajaj Housing Finance’s share price was ₹120.95 on NSE, indicating the stock’s progress since its market debut. Over the past year, the share price has fluctuated between ₹70.00 and ₹188.50, indicating a volatile market.
Share Price Metrics
- Current Price (July 7, 2025): ₹120.95
- 52-Week High: ₹188.50
- 52-Week Low: ₹70.00
- Market Capitalization: ₹1,00,771.25 crore
- P/E Ratio: 46.88
- Book Value per Share: ₹23.95
- PB Ratio: 5.07
- ROE: 13.52%
Share price of Bajaj Housing Finance is highly sensitive to broader market developments, interest rate fluctuations and the company’s quarterly financial results.
Recent Performance
The share price of Bajaj Housing Finance has fallen by around 25.82% in the last year, reflecting sectoral headwinds as well as profit booking following the IPO. The share price has fallen by approximately 2.07% in the last month. Despite dips, the company’s fundamentals remain robust, with a market cap above ₹1 lakh crore and constant profit growth.
Bajaj Housing Finance: Business Overview
Bajaj Housing Loan Limited is a well-known non-deposit housing loan company, having been registered with the National Housing Bank in 2015. The company offers a number of financial solutions, including:
- Home loans
- Balance transfers for home loans
- Loans against properties (LAPs)
- Discounted lease rentals
- Finance for developers
Bajaj Housing Finance works with both people and corporations to help them construct residential and commercial properties. Its diverse offers and strong parentage under the Bajaj Group are most likely to provide long-term growth and resilience in a competitive marketplace.
Bajaj Housing Finance: Factors Influencing Movement
A number of factors affect the share price of Bajaj Housing Finance, including:
- Rate Changes: Because it is a housing financing company, its margins are impacted by changes in the policy rates set by the RBI.
- Real Estate Trends: The demand for housing, real estate values and building activity all have a direct effect on loan expansion.
- Business Financials: Investors pay special attention to return ratios, asset quality and profit growth.
- Sectoral Competition: Investor sentiment may be impacted by legal changes and peer actions.
- Macroeconomic Conditions: Inflation and GDP growth are examples of broader economic trends that also have an impact.
Investors should keep an eye on these factors in addition to the share price of Bajaj Housing Finance in order to make wise choices.
Bajaj Housing Finance Share Price vs. Peers
Compared to its counterparts in the housing finance and NBFC market, Bajaj Housing Finance’s stock price is quite sturdy, trading at a premium PB ratio of 5.07 and a P/E ratio of 46.88. The company’s ROE of 13.52 percent is competitive, but investors should be aware of the comparatively high valuation multiples.
Bajaj Housing Finance IPO Performance
The Bajaj Housing Finance IPO was quite successful, with a high level of oversubscription and positive listing gains. The Bajaj Housing Finance IPO pricing of ₹70 per share resulted in significant upside for early investors, with the share price more than doubling at its 52-week peak. However, like with many IPOs, the stock has suffered corrections as the market has digested the initial excitement and focused on long-term fundamentals.
Bajaj Housing Finance Share Price: Analyst Perspectives
Analysts are enthusiastic about Bajaj Housing Finance’s long-term prospects, citing its strong parentage, diverse product offering and continuous profit growth (38.7% CAGR over the past five years). However, the high valuation and previous market declines indicate that investors should exercise caution and closely monitor quarterly outcomes.
Bajaj Housing Finance Share Price: Pros and Cons
Pros
- Strong growth earnings and dominance in the market
- A credit portfolio that is diverse
- With the reputable backing by the Bajaj Group
- Regular asset quality and risk control
Cons
- P/E and PB ratios are examples of high valuation multiples
- No prior history of dividend payments
- Sensitive to real estate movements and interest rate cycles
Conclusion
An excellent indicator of the state of the Indian home finance industry and investor confidence in the Bajaj Group is the share price of Bajaj Home Finance. The company has produced substantial returns for early investors, even in the face of recent dips, since its successful initial public offering (IPO) at ₹70 per share to its current price of ₹120.95.
Investors should keep an eye on macroeconomic conditions, industry trends and financial performance in order to maximize opportunities in the Bajaj Housing Finance share price. Bajaj Housing Finance is probably going to continue to be a significant force in India’s financial sector for many years to come, thanks to its solid base, wide range of products, and steady development.
Frequently Asked Questions:
Q: What is the current Bajaj Housing Finance share price?
A: As of July 7, 2025, the share price of Bajaj Housing Finance is somewhere around ₹120.95 on NSE.
Q: What was the Bajaj Housing Finance IPO price?
A: The Bajaj Housing Finance IPO price was ₹70 per share.
Q: How has the Bajaj Housing Finance share price performed since the IPO?
A: The share price more than doubled from the IPO price at its peak but has seen corrections, currently trading at ₹120.95.
