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    Everything You Need to Know About the Amazon Pay ICICI Bank Credit Card by Fincover

    In today’s digital world, credit cards aren’t just mere plastic materials in your wallet anymore. They’re powerful financial tools that can manage expenses and boost your credit score. But with so many options available, choosing the right card can be overwhelming.

    Get ready to unlock a world of rewards and savings with the Amazon Pay ICICI Bank Credit Card, now available at Fincover. Amazon Pay ICICI Bank Credit Card offers a compelling combination of convenience, rewards, and affordability. This co-branded card is suited for savvy shoppers who use Amazon frequently and appreciate value.

    Integrated with the platform, Amazon Pay allows you to pay bills, use it as a wallet for online transactions, recharge your phone/utilities, send money, and a dime a dozen other uses. This Amazon Pay ICICI Bank Credit Card supercharges your Amazon Pay experience.

    Features of Amazon Pay ICICI Bank Credit Card

    Lifetime free:

    No joining or annual fees, giving you an option to start using it rightaway

    Cashback offer:

    Get 5% cashback on your Amazon India spends if you are a prime user, 3% cashback if you are a non-prime user

    Use this card on Amazon Pay and get 2% cashback on 100+ merchant payments

    Earn 1% cash back on other expenses such as shopping, dining, insurance premiums, and much more

    Fuel surcharge waiver:

    Get 1% off fuel transactions up to ₹100 per month, saving you money at the pump.

    Free Amazon Prime membership:

    Enjoy exclusive Prime benefits like free shipping, movie streaming, and music for the first three months

    No Expiry date on your earnings. Your earnings are credited to your Amazon account in the form of an Amazon Pay Balance at the end of your billing cycle

    This card comes with Contactless Feature

    Exclusions for cashback (as reward points):

    1. Payment for transactions through EMI or for purchases that are converted to EMI
    2. Amazon Business Transactions
    3. Purchase of gold (digital or physical) at
    4. Fuel Transactions


    Perfect for Amazon shoppers:

    Get cashback for most transactions at Amazon and maximize your savings.

    No Annual or Renewal Fee:

    Unlike many other credit cards, you won’t face recurring charges, making it a budget-friendly choice.

    Wide range of benefits:

    Fuel surcharge waiver and Prime membership add more value to this card.

    Convenient Rewards:

    Cashback is automatically credited to your Amazon Pay balance, eliminating redemption hassles.

    Build credit responsibly:

    Use the card wisely and pay your bills on time to build a good credit history. Having good credit enhances your probability of getting loans.

    Fees and Charges

    Mentioned below are the fees associated with Amazon Pay ICICI Bank Credit Card:

    Interest rate: 3.5% – 3.8% p.m

    Annual Fee – Nil

    Cash advance – 2.5% of the amount subject to a Rs. 500

    You can apply for this card through the Fincover platform for hassle-free application processing. Fincover is an online financial marketplace offering various financial products under one roof.

    Why Apply at Fincover?

    Easy application process:

    Apply online in minutes with minimal documentation.

    Compare and choose:

    Browse other credit card options to find the best fit for your needs.

    Secure and transparent:

    Enjoy a secure platform with clear terms and conditions.

    Dedicated support:

    Get assistance from their support team throughout the process.


    With the rise of e-commerce and digital payments, credit cards have become ubiquitous in everyday transactions. In this case, if you are looking for a card that packs a punch in terms of features and is budget-friendly, this card is the best choice.

    Apply now and unlock the power of seamless transactions and unmatched benefits with the Amazon Pay ICICI Bank Credit Card.

    Source –

    Also Read: Use Money Dashboard for Personal Finance Management


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    Josie Patra
    Josie Patra is a veteran writer with 21 years of experience. She comes with multiple degrees in literature, computer applications, multimedia design, and management. She delves into a plethora of niches and offers expert guidance on finances, stock market, budgeting, marketing strategies, and such other domains. Josie has also authored books on management, productivity, and digital marketing strategies.

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